FINANCIAL MANAGEMENT

Roger Harding

Professional Speaker & Entrepreneur . . . . . sharing knowledge, inspiration, motivation and humour in his conference keynote speeches and after-dinner talks . . . . . derived from varied experiences as a soldier, traveller, explorer, adventurer, property guru, businessman and, after twenty-eight years as a Financial Management Consultant, Roger probably knows a little bit about other people’s money!

An interesting man by any standards, Roger’s schools and college presentation style is completely different from conventional ‘lecturing’. Designed to be involving, thoroughly interactive and demanding spontaneity of his audience. It’s certainly challenging.
 
Roger uses surprise as a deliberate technique for audience engagement. He has a charismatic commitment to revealing the true facts about the perils of indebtedness; the need for income; the desire to create capital; the truth about wealth and the burden of taxation.

Cast your mind back: As a child and a teenager your money was for fun, fashion and gadgets, wasn’t it? This generation is no different. Money doesn’t become important until that pivotal moment when first buying – with your very own money - washing-up liquid and lavatory rolls!
 
 “I invite the audience to consider money rationally, perhaps for the first time ever. Paradoxically I also encourage emotions to run high. I want people to relate to the trauma of poverty, the elation of riches and the pitfalls of both.

“We’ll discuss banks, current accounts, cheques, debit cards, standing orders, direct debits, loathsome credit cards, overdrafts and personal loans.

“I’ll define assets and their various popular types, liabilities and their nature – differentiating good debt and bad debt including mortgages and student loans.

“We’ll examine potential income from savings, gifts, borrowing, earning, owning a business, and entrepreneurship.

“Without getting bogged down in economics and commerce as academic subjects, I like to bring money to life for the students. I want them to begin to consider their own aims and objectives, their hopes and aspirations – even dreams. At the same time becoming aware of their own financial fears and worries, developing appropriate risk aversion, recognising their own appetite for risk – or lack of it.

“Surviving a gap year, being comfortable at university, embarking on a career – these all need cash. Let’s discuss the source and utilisation of this money.”

Roger will explain his “80:20 Rule” for creating capital, possibly wealth, maybe even riches!
 
“Whatever happens, I want the students to remember this experience – to be intellectually stimulated, to be moved by the arguments.”
 
Roger Harding’s presentations are provocative but popular. They always put the issue in sharp focus.

PREPARING FOR INDEPENDENCE

Sixth formers need to prepare to cut away from the apron strings – surviving without the support of parents, teachers or other advisers.

Roger works on life skills that are appropriate to the age group. Question: How often have you been introduced to one person or a group of people and then had difficulty recalling their names? Learning to remember names is a key skill.

“Without getting bogged down in economics and commerce as academic subjects, I want your students to begin to consider their own aims and objectives, their hopes and aspirations – even dreams. At the same time becoming aware of their own financial fears and worries, developing appropriate risk aversion, recognising their own appetite for risk – or lack of it.

Most students are familiar with planning for the next few terms. However, few have planned for the next few years. In this session they’ll learn how to set believably, achievable life goals (not just a decent degree) and how to set targets as stepping stones to measure their progress.

“Money: Surviving a gap year, being comfortable at university, embarking on a career – these all need cash. Let’s discuss the source and utilisation of this money. Briefly, we’ll consider assets and liabilities including student loans; income, savings, gifts, borrowing, earning, owning a business, and the wonders of entrepreneurship.”

Roger uses surprise as a deliberate technique for audience engagement. He has a charismatic commitment to revealing the true facts

Roger Harding’s presentations are provocative but popular. They always put the issue in sharp focus.